However, the Fed reports that 24-month private loans have an average price of 12.35%. Overall, Navy Federal offers aggressive rates on home improvement loans, particularly those with terms under three years in size. Loans up to 36 months come with rates as low as 8.99%, however that rate jumps up to 15.29% for loans which are 37 months or longer. Navy Federal provides home improvement loans to members, and membership is open to all navy members and their households. Navy Federal provides low charges and tremendous flexible reimbursement phrases , and borrowers can get loans as small as $250.
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